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Principal, ExecHQ Alliance
Based in Phoenix, Arizona
Experienced As:

Chief Restructuring Officer, Chief Turnaround Officer

Managing Director, Chief Marketing Officer

President, Board Member


Expertise Includes:

  • Board Member
  • Business Consultant/Advisor
  • Chief Marketing Officer
  • Chief Restructuring Officer
  • Chief Turnaround Officer
  • Managing Director
  • President
    • Board Member
    • Business Consultant/Advisor
    • Chief Marketing Officer
    • Chief Restructuring Officer
    • Chief Turnaround Officer
    • Managing Director
    • President
Since 1996, Susan Wulff, The Payables Management Group, has been helping small and medium-sized businesses as a business consultant to resolve outstanding financial problems related to aged payables, pending collection matters and overwhelming negative cash flow environments. We provide business consultation and negotiation services designed to help business owners assess, meet and resolve the financial challenges that threaten the going concern their businesses. In short, we help today’s business peacefully resolve cash flow problems with common sense business solutions often without bankruptcy. Business owners, CEOs, CFOs or accounting professionals overwhelmed with who to pay, what to pay, that feel there may be no way out, may benefit from a restructuring strategy. Our goal is to a business back to running the business and provide realistic solutions that benefit both the business and creditors.

We specialize in:

  • Business mediation and negotiation of aged payables
  • Reorganization without bankruptcy
  • Rebuilding broken relationships with creditors
  • Industrial, commercial, business and investment capital

We are successful at what we do because our word is our bond.

We are effective because:

  1. We make a candid assessment of current circumstances of the business
  2. We take credible positions
  3. We provide plausible solutions

The clients we work with have significantly damaged relationships with vendors and creditors. Most have lost their credibility and they believe that they exhausted their options for recovery. They are overwhelmed with collection calls, lawsuits are imminent or have lawsuits that have been filed and they are afraid to answer the phone or the door. We encourage any professional to request a complimentary consultation.

Susan Wulff is the Restructuring Director and Project Manager for the Payables Management Group. As the managing partner of the firm, Susan has been engaged by financially troubled small to mid-sized businesses for over 24years. Reorganization without bankruptcy is the focus of PMG’s practice. Susan has extensive experience in skilled negotiations with bankers, accountants, lawyers and collectors.

Susan’s areas of expertise include:

  • Adaptability
  • Budget Management
  • Business Advisory
  • Business Transformation
  • Capital Management
  • Cash Flow Improvements
  • Change Management
  • Crisis Management
  • Efficiency and Effectiveness
  • Finance & Accounting
  • Increasing the Bottom Line
  • Problem Solving
  • Strategic Business Planning

She and the PMG Team will assist with:

  • Collection matters that have been turned over to outside collection agencies.
  • Pending collection lawsuits
  • Aged Payables
  • Leases
  • Banking Relationships
  • Secured Creditors
  • Credit Card Debt
  • Debt in Divorce
  • Debt after Death
  • Accounting Services
  • Managing complex multi creditor cases
  • Helping business owners reduce legal fees

Our role: We take an active and aggressive role in helping you and your creditors achieve realistic goals and objectives. With nearly twenty four years of experience in this profession, we have seen how a powerful plan of restructuring debt that is thoughtfully created and fully executed can bring a debt ridden business back to profitability. Because of desperation and because the pain is so unbearable the business realizes things must change.

As we partner in our client’s effort of resolution and recovery our specific responsibilities include:

  • Initial Assessment
  • Gather financial data
  • Identify the team: Attorneys, CPA, Tax Specialist—The Restructuring Team
  • Understand the circumstances
  • Create a plan and initial action
  • Creating proposal of resolution
  • Weekly strategic conference calls, updates and action spreadsheet
  • Daily agendas if necessary
  • Manage the project and manage the restructuring team of attorneys, CPA’s and other professionals
  • Management of all deadlines
  • Creditor Liaison
  • Build credibility and create platform for settlement
  • Result driven solutions